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What motivates you to be frugal?
Having a frugal lifestyle can be one of kind. There are some people that are frugal to the extreme and some that just have frugal habits that combine with their everyday life. Frugal could be using coupons and watching the sale ads. Some, only buy items if they are on sale.
Being a mom, I am always looking for ways to stretch every dollar. After all, children are expensive. According to CNN, it costs $233,610 to raise a child from birth to age 17. This is over a quarter of a million dollars and does not even include college. Depending on if your child goes to college you can easily add $10,000 to $49,000 a year. Yes, I said a year. In other words, you can easily add over another $100,000 for college alone.
Something else that keeps me motivated is the cost of living today. It is important to realize, I have to make my budget stretch, with milk being close to $3.75 a gallon, and a dozen eggs almost $2.00. It adds up fast raising a family. Not to mention my family likes the amenities like electricity, water, the internet, cable, and vehicles. Add on a roof over their head and health insurance, and it is hard to live without pinching every penny. In today’s world, I have to work, my husband works and we have to do this to survive. In most circumstances, gone are the days of a single income family.
One more reason I am motivated to stay frugal is because I want to retire. To be able to do the great things in my golden years that I can not do now. Sit on a beach and relax, or buy an RV and explore the United States. There are so many places that I would love to see. I can not do that If I am, frivolously spending money now. This is motivation for me.
How I will stay motivated
In reality, being and staying frugal is a lifestyle change. A change that some can make easily and some will struggle with. Yet, for me and my family, it is a change that I am willing to make now, so I can enjoy and splurge some later, while still staying frugal.
First, I plan on couponing, scouring sales adds. Yes, I will be that lady in the store isle with her coupon binder. Having a game plan, written out before I head to the store. In other words, on a big haul day, do not get behind me in line. Have no fear, I do not clear out the shelves ever unless there are only 1 or 2 items. As a matter of fact, I have never cleared a shelf of a particular item. Not to mention, I will share my coupons with you.
Second, I will invest in my own DIY projects. If I can easily turn an old dresser into a nice bench to sit on, I will. When I can easily make a nice homemade gift I will. Who does not love a great homemade gift? To me, they come from the heart and have more meaning.
Third, I will look for better deals on necessary luxuries like cell phones, cable, and the internet. I have no shame in stating that if a better deal is out there I will take it. In other words, I will switch companies. I seriously just made a major score financially by switching cell phone carriers. Not only is my monthly bill cheaper, I received new phones, and will be getting back $600.00 in Visa gift cards. In reality, is Christmas right there unless something unexpected comes up.
Now, I know I am not the only one who wants to stay motivated. Tell me why are you motivated to be frugal? What are your tips and tricks to keep your motivation? Where did your motivation come from? By all means, share your deep down secrets. It is important to realize we all have our own motivations. For this reason, if we share our ideas, we can help motivate each other.
Change your mornings
7 Day Make over Your mornings Challenge to be Money saving and help your family life.