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Do you know if you will have guaranteed income tomorrow? No job is for sure. You may have your job but you may end up with a sickness that will take you off work for a number of days. There are jobs where it may be task oriented where you have to make a certain number of items. The task is completed and you are off work until a new task comes along. There are jobs where they may only need a certain number of people to work, so maybe you are put on call until they need you or you may off for the whole shift. Maybe you have a job that is secure, wouldn’t be nice to have a little extra income for some fun or to put away for savings. There have not been many times in my married life where I did not have a second job to pick up hours from if I want some.
Have you thought about having extra sources of income? This could be a second job or maybe not. I know there are teachers that will work at a department store during the summer or pick up hours during the holiday season.
Possibilities of Extra Money
A second job, maybe even a seasonal job
A direct sales business –Many people have a full time while also selling Pampered Chef, Scentsy, Thirty-one or many others as a side income.
Swagbucks — Swagbucks are like points you earn for doing a daily poll, simple tasks or watching a video. A person may even earn Swagbucks by shopping off of that site from websites they are connected with. There is a daily task section that may take a person a minimum of 5 minutes or so. This could give you a minimum of 6 Swagbucks. I also will leave my computer on the Swagbucks site then play the videos then every so often will have to choose a new one. I don’t need to sit at the computer, as I can go about my daily household cleaning. This may take a little time if you have a full time to build up a sufficient amount to be able to cash out.
Smartphone Apps– Personally I use ReceiptHog and Receipt Pal which may take a couple extra minutes out of your day. Just take a picture of your everyday shopping receipts. After a while, they will add up and you can cash out your points for gift cards for Amazon or others. There are also apps that are coupon/shopping related that will also earn you money such as Ibotta, Checkout 51, ShopKick or Ebates. The first three are when you buy a certain product you will receive money back like a coupon. Ebates is a website where you can shop and receive a percentage back.
Some people have second jobs just to have for fun money like vacations or present during Christmas time. Then use your regular job for the household bills. An extra job might also just supplement the income that is already coming into the house to give you a little extra cushion instead of just getting by. Maybe a second job is would not fit in your schedule but you may think about other possibilities such as the smartphone apps.